NCCnovel Chapter 138
Chapter 138
Chapter 0138 The maximum denomination of the new dollar must have the avatar of Emperor Hongwu!!
The method that Zhu Li said is actually similar to the beautiful country of the later generations!
The currency of the beautiful country in the later world is directly bound to oil transactions, which can only be traded in US dollars, which is the core of US dollars that can affect the world's finance!
And now, Zhu Que can also operate like this, but with the current environment, it must not be able to bind oil!
In today's era, nature binds what goods have the greatest influence, and in the feudal period, the goods with the greatest influence are nothing more than the necessary materials closely related to the lives of the people, clothing, food, housing and transportation!
Especially table salt, tea and grain!
That is, the entrance thing!
Then there's silk cloth, and porcelain!
Nowadays, more and more Fanbang merchants come to Hanzhong to buy these things, and even caravans from Central Asia and West Asia have begun to travel thousands of miles to buy goods here, which is enough to show the influence of these goods in the world!
And if the purchase of these goods, if it can only be traded with the currency of the Han people, can it be possible to promote the currency of the Han people to the world, and introduce the real money and silver of the world into Daming?
In this way, the popularity and credibility of the Han currency slowly and naturally increased!
It only takes a few years or even a dozen years, and no one can shake such a dominant position!
"Your idea is really amazing!"
"But we still have a little concern now, that is, how did you persuade these Fanbang merchants to take the initiative to exchange and use our Han currency in the beginning?"
Zhu Yuanzhang also directly threw out a question at this time!
"It's actually very simple, let's use an analogy!"
"What if you can buy something with a million silver for only 900,000 in Han currency?"
Zhu Li asked with a smile.
"Of course, it's exchanging currency..."
Zhu Yuanzhang blurted out subconsciously, and immediately understood what Zhu Li meant.
"That's right, it's to exchange our currency!"
"Businessmen seek profit, they will definitely choose the most economical method!"
"There is no need to force people or merchants to use gold and silver to exchange currency, but as long as we slightly adjust the purchasing power of the currency and the exchange ratio between the currency and gold and silver, we can directly let them take the initiative to exchange."
"When more and more people use the new currency, then we will directly abolish gold and silver transactions and use currency uniformly!"
"At that time, this new 26 currency can be completely promoted, and successfully replace the Daming treasure banknote and gold and silver as the only hard currency!"
Zhu Li smiled and nodded.
"If that's the case, aren't we going to lose money?"
Zhu Yuanzhang asked with a frown.
"How can it be a loss? This should be considered an initial investment! "
"We're just giving away a portion of the profits!"
"For example, children's salt profits are fifty percent, and if you take out thirty percent to attract merchants to exchange currency, it will be enough to make everyone's hearts move, it is nothing more than making a little less!"
"But the profits that children make less can be earned back from other places, and the profits earned back will definitely be more than what children invest in!"
Zhu Li assured with a confident look.
"Awesome, Ninth Brother!"
"We also think that the method you said is indeed feasible!"
"As long as according to your words, let our currency control the world economy, are you afraid that you will not be able to make money back in the future?"
When Zhu Biao heard this, he gave Zhu Li a thumbs up!
"So what name did you decide to give this new treasure banknote?"
Zhu Biao asked at this time.
"This is the currency of our Han people, and if the name is called, it is called Daming Dragon Coin or Hanhua Coin."
"Which does Father Emperor or Big Brother think is better?"
Zhu Li asked with a smile.
"Why don't you just call it Mingcoin?"
Zhu Yuanzhang asked subconsciously.
Not to mention Zhu Li, even Zhu Biao on the side looked embarrassed.
"Father... This Ming coin and the underworld coin are the same sound, we Han people have the habit of burning paper money, if this is called a clear coin, isn't it strange? "
Zhu Biao directly reminded Zhu Yuanzhang.
Zhu Yuanzhang: "..."
It seems to really be!
That's a little embarrassing!
"That's it, the name doesn't matter, dragon coins, Hanhua coins are OK, you decide for yourself!"
"We want to know now that this currency is going to be issued, what is the specific charter?"
"Will it start publishing soon?"
Zhu Yuanzhang waved his hand directly, bypassing this somewhat embarrassing topic.
"Father, it is not so easy to issue a new currency, and the sons and daughters must prepare for at least a period of time, as short as a few months, as long as one or two years, two or three years are possible!"
"The main thing is this technology for making paper money, and the children need to further study Yizheng!"
"And most importantly, there must be an issuer for modern money!"
Zhu Li explained with a wry smile.
"Publisher?"
Zhu Yuanzhang suddenly frowned.
"That's right. There has to be a publisher that everyone can convince! "
"If it is directly issued by the imperial court, it will inevitably not be reminiscent of the Daming treasure banknote, and there will be rejection and resistance from the beginning!"
"It's good to say that the northwest side is good, but the rest of Daming is not so easy to operate!"
Zhu Li explained with a straight face.
"Does it mean that our imperial court has no credibility?"
When Zhu Yuanzhang heard this, the corners of his mouth twitched unconsciously!
I was slapped in the face for the second time!
"Nor is that said, the main thing is that there needs to be a more specialized department to specialize in the issue of banknotes! And it's better to separate it from the imperial court! "
"This department can be controlled by the imperial court, but on the surface, it must keep a certain distance from the imperial court!"
"To put it bluntly, this department needs a special person to be in charge, and it is best to directly connect with the emperor, and not have any involvement with other messy departments!"
"In this way, the credibility of this department can be increased!"
Zhu Li nodded and explained.
"Then what exactly is the name of your department? How does it work? "
Zhu Yuanzhang asked with some curiosity.
"The sons call it a bank! The father emperor can be understood as the money house of the people! "
"The business included by the bank covers the business of today's money banker, and it will also be responsible for the issuance and recycling of banknotes!"
"The sons and daughters hope to be the first in the northwest to set up a Daming Royal Bank to be specifically responsible for this matter!"
"And this Daming Royal Bank, can be established immediately, before the banknotes begin to be officially issued, it is necessary to establish a certain credibility, it is best to integrate all the money banks on the market into the Daming Royal Bank!"
"Let the private money banks all rely on the Daming Royal Bank to develop and survive!"
"In this way, Daming Royal Bank will inevitably become the absolute authority in the Daming financial industry, and at that time, the issued banknotes will have credibility!"
Zhu Li directly said his first step plan!
"Daming Royal Bank? This name is good, it is domineering to listen to! "
"It also directly shows that this is opened by our Daming royal family, even if it has nothing to do with the imperial court, it also represents the royal family!"
Zhu Yuanzhang nodded with satisfaction and said.
"That's right, so that you can make a distinction between the royal and imperial courts!"
"The imperial court belongs to the imperial court, the royal court belongs to the royal court, and the reputation of the royal family can be better than that of the imperial court!"
Zhu Li also knew that the old man liked this tune, so he said with a smile along the way.
"Okay, then do as you say!"
"When we turn back, let's make an order, let Zhang Pillow cooperate with you, and build this Daming Royal Bank first!"
Zhu Yuanzhang immediately decided!
"Then what if there is opposition from the courtiers?"
Zhu Biao asked with some concern at this time.
"Lao Jiu opening a bank in his fiefdom is equivalent to opening a money bank, what is the matter with them? Let's not open the bank outside the northwest! "
"After you have the ability, let these guys not use our Daming's money!"
When Zhu Yuanzhang heard this, he snorted coldly in disapproval.
"This is why the bank and the imperial court should be separated as much as possible, and the bank must not be interfered with by these officials in the imperial court!" No matter how big his rights are! "
"Professional things can only be done by professional people!"
Zhu Li nodded thoughtfully.
He Han King Zhu Li wanted to open a bank, and it was not his turn for the gang of the imperial court to run out and point fingers!
Moreover, among the six departments, only Hubu has the right to participate in the construction of the bank, as long as Zhang Zhen, the Hubu Shangshu, is a person on his side, the rest he has nothing to worry about!
"Then the paper money you said, how to distinguish the specific denomination?"
Zhu Biao asked at this time.
"Before talking about the denomination, it is necessary to popularize a simple and understandable number!"
Zhu Li said, let people go directly to get the pen and paper, and then wrote down the ten numbers 0 to 9 of the Arabic numerals directly on the paper!
"This circle represents zero, followed by one, two, three, four, five, six, seven, eight, nine!"
"This is ten, two followed by a zero, that is twenty, two zeros is two hundred, three zeros are two thousand... The same goes for all the other numbers! "
"Isn't this way of counting more simple and convenient than using a man?"
Zhu Li introduced to Zhu Yuanzhang and Zhu Biao.
However, Zhu Yuanzhang looked at the Arabic numerals in front of him, but his heart was shocked ×
Because this number he already knows, it is all the credit of the national transport system, because in the system, the number is displayed with this character!
For this reason, Zhu Yuanzhang had specially studied with the national transport system before!
However, when I think that Lao Jiu also has a system on him, it seems that there is nothing strange about knowing such a number!
This can also prove from the side that Lao Jiu does have a system!
"If you count like this, it seems to be really more time-saving and labor-saving than the original use of Chinese characters!"
Zhu Biao, however, showed great interest in this kind of number, and had a feeling that his eyes lit up!
"That's right, this is the most convenient way to count, as long as you understand the concept of this number, then the rest is easy to say!"
"Usually of these ten numbers, the most commonly used numbers are 1, 2, 5, 10, 100, 1000, 10000, 10000"
"According to this logic, then the face value can be 1 yuan, 2 yuan, 5 yuan, 10 yuan four small denominations of face value!"
"100, 1000, 10000 are three large denominations!"
"The sons and daughters are ready to print the heads of the emperors of the Ming Dynasty on the largest face value of 10,000 yuan!"
"As for the 1,000 face value, it's the lord of the clan!"
"A face value of 100 can be a heavy minister and honorable who has made enough meritorious achievements in the DPRK!"
"And the small denomination is all kinds of scenery!"
"For example, the Great Wall, the Royal Palace, Mount Tai, etc., which can represent our Daming, can make people recognize this as a Daming scene at a glance!"
Zhu Li explained with a smile.
"Emperor Avatars?"
"But now there is only one emperor in the Ming Dynasty!"
Zhu Yuanzhang frowned.
"Then for the time being, there is only one father!"
"The children said before that money needs to be continuously printed, issued and recycled for a fixed time!"
"And the pattern on the face value will be changed within a time limit of 30 years!"
"The largest denomination of the avatar is ready to be printed with the heads of eight emperors, which can be replaced every thirty years!"
"But Father Emperor, as the founding emperor, your avatar is in the first place, and it will never be replaced! The other seven can be replaced according to merit! "
"This rule can locate the ancestral discipline!"
Zhu Li directly said his thoughts.
When Zhu Yuanzhang heard this, he immediately burst into laughter!
"Then why is the unit of this currency yuan?"
Zhu Biao asked with some surprise.
"Because this yuan corresponds to a copper plate, a copper plate is a circle, which is equivalent to one yuan!"
"Writing with yuan is easier and more convenient than writing circles!"
Zhu Li explained squarely.
"That is to say, one yuan is equivalent to a copper plate, that is, a penny!"
"That's 1,000 yuan equal to one or two pieces of silver!"
Zhu Biao made his thinking clear again and again!
"That's right, 1,000 yuan is equal to one or two silver!"
"10,000 yuan is equal to 10 taels of silver!"
"Even if it is 10,000 taels of silver, it only needs 1,000 10,000 yuan bills!"
"This is far more convenient than if you really carry 10,000 taels of silver, 1,000 yuan bills are not much, and the weight is lighter, more convenient to store and transport!"
Zhu Li explained with a smile.
"Well, that's true!"
"Even the treasury will only need such a small room to hold tens of millions or even hundreds of millions of banknotes!"
Zhu Biao nodded deeply and said.
"But such banknotes, for paper printing, anti-counterfeiting and other requirements will be higher!"
"This is the main reason why it takes time to prepare, at present, children have the technology, but it will take time to research and verify the real production of qualified banknotes!"
Zhu Li said to Zhu Yuanzhang again at this time.
"Well, don't worry, as you said, first set up the Daming Royal Bank!"
"Paper money can slow down!"
Zhu Yuanzhang nodded and said.
"But what Erchen has to think about now is the design of paper money!"
"The general idea Erchen has just said, the pattern is to choose two kinds of avatar and landscape!"
"But this kind of banknote of the child minister is still two-sided, the avatar will only appear on one side, and the other side must also be filled with other scenes!"
"Father and eldest brother can also make suggestions to see how to design it to highlight the particularity of this large banknote!"
Zhu Li threw another question!
"Two-sided? Our Daming treasure banknote is also single-sided, and both sides are printed with patterns, won't it look too spent? "
When Zhu Yuanzhang heard this, he couldn't help frowning.
"That's the problem with paper and printing!"
"The banknotes designed by the children will be smaller, about the length and width of a palm, and there will be corresponding requirements for thickness and hardness!"
"The paper used to make banknotes, unlike other papers, must be a kind of paper that no one else can make, and the technology for making paper money can only be controlled by the Mint of the Daming Royal Bank!"
Zhu Li brought out a more detailed concept.
"So it is!"
"It seems that designing this banknote is really not an easy task!"
"If you want to say so, our Daming treasure banknote can only be regarded as shoddy and indiscriminate!"
Zhu Yuanzhang nodded abruptly, and at the same time had a feeling of being hit
"Father Emperor doesn't have to be presumptuous!"
"The son-in-law wants to make a new type of banknote, and the father and emperor can also participate in it!"
"Your avatar, as well as the patterns on this banknote and other scenery patterns, the father and emperor can give their opinions!"
"At that time, once this new banknote begins to be issued, there will also be a credit to the father and emperor!"
Zhu Li's words can be said to be right in Zhu Yuanzhang's arms, making him feel extremely applicable when he listens to it!
"Hahaha, okay, let's design too!"
"We think that this large-denomination banknote, in addition to our avatar, also Zhu Yuanzhang laughed, and then began to discuss warmly with Zhu Li and the Zhu Biao brothers."
The father and son chatted in this courtyard for a long time, and from time to time they could hear Zhu Yuanzhang's loud laughter coming from the courtyard!